An interest rate on a loan secured by assets, which interest rate remains the same for the agreed term in the loan agreement.

Any master agreement, confirmation, transaction, schedule or other agreement (in agreed form) entered into or to be entered into by a Borrowerfor the purpose of hedging interest pa ...

A requirement set out in Basel Ill and CRD IV, designed to ensure that banks hold adequate liquid assets to meet their expected outflows over a 30 day time horizon.

The assets that a bank must hold to satisfy its Liquidity Coverage Ratio (LCR) obligations.

Amounts received under insurance policies which are to be used in mandatory prepayment.

An agreement between various financiers providing loans or credits to a borrower that reconciles their different (potentially competing) interests. It formalizes their relationship ...

A method of calculating regulatory capital requirements based on an institution's own internal assessment.

In relation to floating interest rates, the rate of interest charged by the lender over and above the relevant cost of funding, such as LIBOR or EURIBOR

Revaluing the price of an asset or liability to reflect current market value.

This is used as a qualifier to certain representations and undertakings as well as triggering the material adverse change Event of Default. This definition should be considered on ...